Secure and real-time payment transactions in SAP S/4HANA.
Direct bank integration without files, without detours.
The solution
Smarter managed: direct bank integration from S/4HANA
Together with Rabobank, McCoy offers an API-driven solution that directly connects SAP S/4HANA with the bank. Where traditional processes rely on files, SFTP connections, and manual checks, we consciously choose a different approach: direct, secure communication between systems.
That means that payment files and bank statements are no longer exchanged through separate links in the chain, but are exchanged directly and in a controlled manner.
What does it yield?
With the McCoy Banking App, your finance department gains immediate control over your banking processes with less manual work. Bank connections are automated, eliminating the need to manage SFTP servers and reducing errors.
Monitoring
If the solution runs in the McCoy environment, you also don't need to worry about monitoring: everything is continuously monitored. Authorizations and permissions are properly set up right away, so you meet governance and compliance requirements without additional complexity.
If you choose the future subscription model, you will be completely relieved: management, updates, and further development are taken care of, allowing you to focus on what truly matters.
Challenge
Finance wants control, but the process often works against it.
In finance, everything revolves around control: over payments, cash, and outstanding items. Yet, in many organizations, these processes still depend on file exchanges, SFTP connections, and manual steps. This is time-consuming, but from a security standpoint, it could also be much safer.
We combine financial expertise with smart technology. Not a standard solution, but an approach that suits your organization.
Benefits
Direct API integration
The McCoy Banking App replaces traditional file exchange with direct API integration with Rabobank. Concretely, this means that payments are sent directly from SAP to the bank, bank statements are automatically and continuously retrieved, and the entire process is monitored in real-time. Everything happens within a single controlled flow, without external dependencies.
Real-time insight into your cash position
Customers see their current liquidity early in the day, instead of only after the processing of bank files.
Less susceptibility to fraud
By eliminating file transfer, vulnerable links are removed from the process.
Fully automated payment transactions
No more manual actions required for sending or retrieving files.
More control and transparency
Finance has continuous insight into the status of payments and bank transactions.
Lower operational cost
Less management of technical integrations and reduced dependency on IT.
Scalable and future-ready
Easily expandable to multiple banks and prepared for new developments in real-time payment transactions and digital finance processes.
Real-world results
This is what we see at our clients.
Organizations already using the McCoy Banking App immediately notice a difference in their daily operations.
Examples:
Finance teams have earlier in the day insight into their cash position, allowing for quicker adjustments
The number of manual operations in the payment process is significantly reduced
Risks related to fraud and errors are demonstrably reduced
IT departments spend less time on managing integrations and data flows
The result: more peace in the process and more focus on valuable activities.
Vision for the Future
You not only benefit from what is currently available, but also from what is coming. The McCoy Banking App continuously evolves with the increasing communication with banks. Here's what you can expect:
Real-time insight into paid invoices
Easily add payment links to your invoices
Support for Direct Debit
Expansion to multiple banks
This way, you remain prepared for the future without extra effort.
Ready to organize your payment transactions more intelligently and securely?
We would like to show you how the McCoy Banking App works within your S/4HANA landscape.
